Insurance for North Hills residents and businesses

Around North Hills

• North Hills district
• Six Forks Road & I-440
• Lassiter Mill Road
• Wake Forest Road
• Midtown Raleigh
• Crabtree Creek greenway

Condos, apartments and mixed-use living

North Hills is built around a walkable mixed-use district with apartments, condos and townhomes close to retail, offices and restaurants. If you own a condo, your HOA’s master policy usually covers the building’s shell and common areas, while you need your own condo (HO-6) policy for interior finishes, belongings, loss assessments and personal liability.

If you rent, a renters policy is often inexpensive relative to what it protects, and many leases require proof of liability coverage.

Established homes around the district

The streets around the shopping district, off Lassiter Mill Road and Wake Forest Road, include many mid-century brick ranches and newer rebuilds. Older homes can need ordinance or law coverage to bring wiring and plumbing up to code after a loss, and teardown rebuilds should be insured at their new replacement cost as soon as construction starts.

Creeks, trees and heavy rain

Crabtree Creek runs south of the district, and low-lying areas near creeks in Raleigh have flooded during heavy rain. Standard homeowners and condo policies exclude flood, so we’ll check your address and talk through a separate flood policy, including for ground-floor condos.

Businesses in Midtown

Shops, restaurants, fitness studios and professional offices in North Hills often sign leases that set specific insurance requirements. We read those requirements with you and put general liability, property, liquor liability and workers’ comp in place to match.