Insurance for West Raleigh and the Meredith College area

Around West Raleigh / Meredith

• Meredith College
• Hillsborough Street
• Blue Ridge Road
• NC State Fairgrounds
• Carter-Finley Stadium
• North Carolina Museum of Art
• House Creek Greenway
• Wade Avenue
• I-440 Beltline

Established homes west of the Beltline

Neighborhoods near Meredith College and along Wade Avenue and Blue Ridge Road include many brick ranches and split-levels from the 1950s through the 1970s, along with townhomes and apartments. Roof age, electrical panels and plumbing updates drive most home insurance questions here, and older homes benefit from ordinance or law coverage for code upgrades after a loss.

The House Creek Greenway runs through the area, and homes near the creek should talk with us about flood insurance, which homeowners policies exclude.

State Fair and game-day parking

Every October the State Fair fills the streets around the Fairgrounds, and football Saturdays do the same near Carter-Finley Stadium. Some neighbors let visitors park in their yards or driveways, sometimes for a fee. Charging for parking is a business activity, and homeowners policies generally exclude or limit liability arising from business pursuits, so talk with us before you put out a sign.

Event vendors and food trucks

Fairs, festivals, shows and markets at the Fairgrounds bring vendors who often must show proof of general liability and name the event organizer as additional insured. Food trucks need commercial auto as well as liability. We issue certificates quickly so you can meet a vendor deadline.

College students and families

Meredith College students living in a residence hall may have some coverage for their belongings under a parent’s homeowners policy, usually with a lower limit for property away from home. Students in off-campus apartments generally need their own renters policy. Families with a college student who has a car on campus should tell the insurance company where it’s kept.