Please review our terms and conditions information carefully.
Acceptance of terms.
By accessing this website or using our services, you agree to these Terms and Conditions.
Services provided.
Shadow Lake Insurance is a licensed insurance agency offering:
Insurance quotes and policy placement
Risk consultation
Customer service support
We work with multiple carriers and do not guarantee approval or pricing.
No guarantee of coverage or rates.
All quotes are:
Estimates only
Subject to underwriting approval
Subject to change
Final terms are determined by the insurance carrier.
User responsibilities.
You agree to:
Provide accurate and complete information
Not misrepresent or omit details
Update changes as needed
Failure to do so may result in denied or canceled coverage.
Communication consent (calls, emails, SMS).
By submitting your information, you consent to receive communications including calls, emails, and text messages.
SMS Terms
Message frequency may vary
Message/data rates may apply
Reply STOP to opt out
Reply HELP for assistance
Consent is not required for purchase.
Third-party links.
Our website may contain links to third-party websites or services. These external sites are not operated or controlled by us, and we are not responsible for their privacy practices or content.
We encourage you to review the privacy policies of any third-party websites you visit before providing any personal information.
Third-party carriers.
We are not responsible for:
Carrier underwriting decisions
Claims handling or payouts
Carrier delays or actions
Payments and fees.
Payments are typically made directly to carriers
Fees (if any) will be disclosed
Missed payments may result in cancellation
Intellectual property.
All website content is owned by Shadow Lake Insurance and may not be used without permission.
Limitation of liability.
We are not liable for:
Indirect or consequential damages
Coverage denials or claim outcomes
Issues caused by inaccurate user information
Indemnification.
You agree to hold harmless Shadow Lake Insurance from any claims arising from:
Your use of services
Violations of these Terms
Misrepresentation of information
Privacy.
View our Privacy Policy here: www.shadowlakeinsurance.com/privacy-policy
Compliance with laws.
We comply with all applicable insurance laws and regulations.
Termination.
We may refuse or terminate service at our discretion.
Changes to terms.
We may update these Terms at any time with notice via this page.
Governing law.
Governed by the laws of the State of North Carolina.
Contact information.
Shadow Lake Insurance
Email:
Phone:
Address: 8398 Six Forks Road, Raleigh, NC 27615