Personal lines

Homeowners of America insurance in North Carolina through an independent agent

Homeowners of America Insurance Company (HOAIC) is a regional insurer focused on homeowners insurance in the states where it operates.

Homeowners of America

Who Homeowners of America may suit

Homeowners who want another option to compare on home insurance.

How quoting through us works

  1. Tell us what you want to insure with a quick quote request, a call or a text.
  2. We check whether Homeowners of America writes your coverage and location and request a quote alongside other companies we represent.
  3. We lay the options side by side, explain the differences in coverage and price, and you decide. There’s no fee for our quote.
  4. After you buy, we stay your point of contact for changes, renewals and claim help.

Request a quote

Availability depends on the coverage, your location and underwriting. Shadow Lake Insurance is an independent agency and is not Homeowners of America. Company names and logos belong to their owners.

Lines Homeowners of America writes

  • Homeowners

Visit Homeowners of America’s website ↗

FAQ

Homeowners of America questions

Can I buy Homeowners of America insurance through an independent agent in North Carolina?

Shadow Lake Insurance works with Homeowners of America. Whether a policy is available depends on the coverage, your location and underwriting, and we’ll tell you up front.

What does Homeowners of America offer?

Lines we may be able to access include: Homeowners. Specific products, forms and eligibility vary by state and can change, so we confirm details when we quote.

Will you only quote Homeowners of America?

No. As an independent agency we compare Homeowners of America with other insurance companies we represent so you can see more than one option.

How do I contact Homeowners of America for a claim or bill?

See the claims and billing contacts on our Insurance Companies page, or call us at (276) 597-9844 and we’ll help.