Personal lines
American Modern insurance in North Carolina through an independent agent
American Modern (part of Munich Re) focuses on specialty personal lines that standard home and auto programs may not handle.
Who American Modern may suit
Owners of manufactured homes, rental dwellings, vacant or seasonal homes, and collector vehicles or toys.
How quoting through us works
- Tell us what you want to insure with a quick quote request, a call or a text.
- We check whether American Modern writes your coverage and location and request a quote alongside other companies we represent.
- We lay the options side by side, explain the differences in coverage and price, and you decide. There’s no fee for our quote.
- After you buy, we stay your point of contact for changes, renewals and claim help.
Availability depends on the coverage, your location and underwriting. Shadow Lake Insurance is an independent agency and is not American Modern. Company names and logos belong to their owners.
Lines American Modern writes
- Manufactured and mobile homes
- Dwelling fire / landlord
- Vacant and seasonal homes
- Collector vehicles
- Motorcycle and watercraft
FAQ
American Modern questions
Can I buy American Modern insurance through an independent agent in North Carolina?
Shadow Lake Insurance works with American Modern. Whether a policy is available depends on the coverage, your location and underwriting, and we’ll tell you up front.
What does American Modern offer?
Lines we may be able to access include: Manufactured and mobile homes, Dwelling fire / landlord, Vacant and seasonal homes, Collector vehicles, Motorcycle and watercraft. Specific products, forms and eligibility vary by state and can change, so we confirm details when we quote.
Will you only quote American Modern?
No. As an independent agency we compare American Modern with other insurance companies we represent so you can see more than one option.
How do I contact American Modern for a claim or bill?
See the claims and billing contacts on our Insurance Companies page, or call us at (276) 597-9844 and we’ll help.