Insurance by industry
Real Estate Agent and Realtor Insurance
Realtors and real estate brokerages can be named in claims over disclosures, contracts and showings, so errors and omissions coverage sits at the center of the program.
Coverage built around your work
No two businesses are exactly alike, even in the same industry. We start by learning how you operate, where you work and what contracts or regulations apply, then compare options from the insurance companies we represent.
The policies on the right are a common starting point. We’ll help you decide which ones you need and at what limits.
Typical risks for real estate agent and realtor businesses
- Buyer or seller allegations of missed disclosures, misstatements or contract mistakes
- Showings and open houses where visitors can be hurt on a listed property
- Wire fraud and phishing attempts aimed at closing funds and client email
- Driving clients between showings in a personal vehicle
- Client data, contracts and transaction files stored in email and cloud tools
Common claim examples
Generic illustrations—not predictions about your business.
- A buyer says a known water intrusion problem was not disclosed and sues the listing agent
- A visitor trips on a step during an open house and seeks medical costs
- A spoofed email redirects a buyer’s closing funds and the client blames the brokerage
- An agent rear-ends another car on the way to a showing with clients in the vehicle
Key coverages we often discuss
- Real estate errors and omissions (professional liability), individually or through the brokerage
- General liability or a business owners policy for the office and open houses
- Cyber liability and social engineering / funds transfer fraud coverage
- Higher personal auto limits, or hired and non-owned auto for the brokerage
- Workers’ compensation for brokerages with employees
Quick quote
Start your quick quote
Tell us about your business in our business (general liability) quick quote form. A Shadow Lake advisor reviews every request and follows up with you.
Form not showing? Open the business (general liability) quick quote form in a new tab.
FAQ
Frequently asked questions
What does Real Estate Agent and Realtor Insurance typically cover?
Realtors and real estate brokerages can be named in claims over disclosures, contracts and showings, so errors and omissions coverage sits at the center of the program. Exact limits, deductibles and exclusions depend on the policy and the insurance company, so we review the details with you before you buy.
Do you only insure people in Raleigh or North Carolina?
Our office is in North Raleigh, and we work with neighbors across the Triangle every day. As an independent agency we also help clients nationwide when we have markets that fit.
How do I get a quote for real estate agent and realtor coverage?
Start the quick quote form on this page, call or text our office, or request a quote online. An advisor reviews every request and follows up — usually within one business day.
Will you compare more than one insurance company?
Yes. Shadow Lake is an independent agency, so we shop multiple top-rated carriers for you instead of selling a single brand. Availability depends on the coverage, your location and underwriting.
Why does real estate agent and realtor insurance look different from a generic business policy?
Industries carry different risks — equipment, customers on-site, professional advice, vehicles or specialized contracts. We start with how you operate, then match coverages and carriers to that work.
Can you help if a contract asks for specific limits or a certificate?
Yes. Share the contract requirements and we’ll help align coverage where markets allow, and our service team can issue certificates of insurance for clients when needed.
Real Estate Agent and Realtor Insurance near you
Our office is on Six Forks Road in North Raleigh, and we help households and businesses across the Triangle and nationwide.