Specialty, wholesale & MGAs
XS Brokers insurance in North Carolina through an independent agent
XS Brokers is a wholesale insurance broker that retail agencies use to access specialty and surplus lines markets.

Who XS Brokers may suit
Commercial risks that need a specialty or surplus lines market.
How quoting through us works
- Tell us what you want to insure with a quick quote request, a call or a text.
- When your risk fits a specialty market, we submit it through XS Brokers to the underlying insurance companies it works with.
- We lay the options side by side, explain the differences in coverage and price, and you decide. There’s no fee for our quote.
- After you buy, we stay your point of contact for changes, renewals and claim help.
Availability depends on the coverage, your location and underwriting. Shadow Lake Insurance is an independent agency and is not XS Brokers. Company names and logos belong to their owners.
Lines XS Brokers helps us place
- Excess and surplus lines
- Specialty commercial
FAQ
XS Brokers questions
Can I buy XS Brokers insurance through an independent agent in North Carolina?
XS Brokers is a wholesale or specialty market, so coverage is typically placed through a retail agent like Shadow Lake Insurance rather than bought directly. Availability depends on the risk and underwriting.
What does XS Brokers offer?
Lines we may be able to access include: Excess and surplus lines, Specialty commercial. Specific products, forms and eligibility vary by state and can change, so we confirm details when we quote.
Will you only quote XS Brokers?
No. As an independent agency we compare XS Brokers with other insurance companies we represent so you can see more than one option.
How do I contact XS Brokers for a claim or bill?
See the claims and billing contacts on our Insurance Companies page, or call us at (276) 597-9844 and we’ll help.
